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Top 3 Accident & Insurance Questions

If you’ve suffered from an accident that wasn’t your fault, you’ll need to make a claim to recover your damages. In a successful claim, you can recover lost wages, medical bills and start rebuilding your life again after this extremely stressful time.

There’s a good chance you’ve never been involved with claims against insurance companies, particularly in auto accidents and that can cause all sorts of confusion about where to even start. But you’re not alone; we’re familiar with the common questions and concerns you may have. Here are our Top 3 Accident and Insurance questions to help clear things up:

Do I really need a lawyer?

This is a question that is asked frequently by our clients after they’ve suffered an injury in an accident that wasn’t their fault. During our initial conversations, they’ll express their concerns over taking legal action. They know it was an accident and that they don’t want to inflict harm on the other party.

But that’s not what a lawyer does. We don’t take money directly, or threaten to take their assets. Instead, we look at the other person’s automobile insurance policies and aim to resolve the case in with the insurance company only. Rarely do we file lawsuits, but when we do, we’ll be taking on another lawyer from the insurance company, who will be paying for our representation and the claim costs.

A lawyer will remove the stress and pressure that you simply just don’t need when recovering from an injury. We know the complexities of Florida law and how to handle difficult insurance companies. An attorney will be on your side from day one, and they’ll work to earn you as big a compensation fee as possible from your claim.

We strongly advise you to consult a lawyer if you’ve been involved in an accident. Our free consultation service can answer any questions or concerns you may have.

Where can I get medical care?

This is another common question, as victims find it hard to actually find doctors who will treat injuries that were caused by an auto accident. It’s usually caused because doctors simply aren’t set-up to navigate the stumbling blocks placed by insurance companies that prevent them from receiving payment reimbursement. We tend to see this a lot with our clients’ primary care physicians.

If finding a doctor is causing you a problem, St Petersburg Personal Injury Attorneys McQuaid & Douglas can recommend you some reputable, quality and trusted doctors that are near you and specialize in auto accident cases. If you already have a doctor in mind, then it’s no problem for us to work with them as well.

Who pays for my medical bills in Florida?

Florida is a no-fault state. That means that vehicle owners are required to carry $10,000 of Personal Injury Protection (PIP) or no-fault benefits. PIP was designed to protect auto accident victims, regardless of whether the other party has insurance or not. These PIP benefits will cover $10,000 of lost wages and/or medical bills. It’s common among our clients to see some of their lost wages come out of these benefits.

If you have any more questions or need advice, then don’t hesitate to contact us today to get started on recovering the money you deserve.

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