Getting the Most for Your Personal Injury Claim
If you have been involved in a car accident, the question ultimately is raised, “Should I hire a car accident attorney”. The answer to this question is a resounding “Yes.” The very basic premise behind this answer involves protecting your legal rights and the legal rights of your loved ones when you or someone you love has been involved in a car accident. This article will briefly address why it is imperative to hire a St. Petersburg Car Accident Attorney immediately after a car accident to help you get the most value for your damages to a claim resulting from your car accident injuries.
After you have received medical care resulting from your car accident and you have received both a firm diagnosis and prognosis, it is time to submit a demand package to the insurance company. The demand package submitted on your behalf will seek to maximize your recovery based upon your injuries, lost wages, medical expenses, and pain and suffering just to name a few categories of recovery. If the insurance company is playing hardball, one of the best benefits of having an experienced car accident attorney is that we will not back down. If the insurance company is not valuing the claim as they should, St. Petersburg Personal Injury Attorneys McQuaid & Douglas may recommend filing a lawsuit. Just because there is a recommendation to file a lawsuit does not mean that the case will ultimately go to trial. Filing a lawsuit for your car accident claim is a way to move the case along and force the responsible parties to take a good hard look at the value of your case.
Types of Lawsuits Filed in a Car Accident Claim
In most car accident cases, there are two types of lawsuits that are filed. A typical lawsuit is against the at-fault driver. The lawsuit is filed against the at-fault driver for the negligent operation of the vehicle that caused your injuries. In this scenario, the at-fault driver’s insurance company will provide the driver a defense attorney and if a resolution is reached, the insurance company is contractually obligated to the at-fault driver to pay for damages caused by the negligent driving. The other type of lawsuit is against your own insurance company. If you carry uninsured or underinsured motorist coverage. In this scenario, if the at-fault driver didn’t carry bodily injury liability coverage or didn’t carry enough bodily injury liability coverage to cover your damages, and you carried UM coverage, your UM insurance company is responsible for paying you for your injuries. If your UM carrier fails to pay for your injuries or doesn’t pay enough for your injuries, we may recommend filing a lawsuit against your own UM insurance carrier for failing to pay for your injuries. For more information on the importance of carrying UM insurance, click here.
Once a lawsuit is filed, we strive to move your case forward as fast as possible. Sometimes, insurance companies will try to delay the case because they know, the longer a case drags on, the weaker the case becomes. This is why hiring an experienced car accident attorney to push the litigation forward with purpose is imperative. The goal of filing a lawsuit is to hold the responsible parties accountable for your injuries and damages.
Hire St. Petersburg Personal Injury Attorneys McQuaid & Douglas to Handle Your Car Accident Claim
Let us put our knowledge, experience, and reputation to work for you in your car accident injury claim. After a car accident, you will need to focus on your physical recovery. Hiring a St. Petersburg Car Accident Attorney to help you optimize your claim for damages is critical. If filing a lawsuit is necessary, St. Petersburg Personal Injury Attorneys McQuaid & Douglas will be ready to move the case into suit with the backing of a firm that has been serving St. Petersburg and the surrounding areas for over 60 years. If you or anyone you know has been involved in a car accident, do not wait – contact the St. Petersburg Personal Injury Attorneys McQuaid & Douglas for a free consultation.