Are You Required to Give a Recorded Statement After an Auto Accident?

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The topic of this video is whether you are required to give a recorded statement after an auto accident. And the answer to the question is it really depends on which insurance company is asking you for the recorded statement. So for example, you’re involved in an auto accident and uh, someone else’s hitting you and they’re at fault. Their insurance company may contact you and ask you for a recorded statement. And under those circumstances you have no obligation to cooperate or to give that recorded statement. Conversely, if you’re in an auto accident, somebody else’s hit and injured you, uh, your own insurance company may contact you and ask for a recorded statement. Under that, those circumstances you are required to cooperate. Basically, you have a contract with your own insurance company and a duty to cooperate and respond to reasonable requests of them and I recorded statement is a reasonable request.

So in that circumstance you would have to give a recorded statement. Now let’s talk common sense and reality. If there’s nothing to hide, which is really what happens in the majority of the auto accident cases, it may actually benefit your case to cooperate. And to give a recorded statement to the at fault driver’s insurance company because again, you want to educate them about what they, what happened during the accident and tell them a little bit about your injuries. Then you don’t have to get into too much detail. But again, you just simply do not know what they’ve told their, uh, their insurance company. It’s sort of human nature to deflect blame and they may have downplayed the seriousness of the accident. Now, if you are considering giving a recorded statement to the other driver’s insurance company, you probably should have a lawyer involved. I don’t recommend people do that on their own because there’s all kinds of little tricks and questions that can come back to haunt you, um, that a, a lawyer can help you navigate and sort of jump in to clean up if necessary. So those are the, those are the questions about the answers to the questions about, about what your obligations are about giving a recorded statement after an auto accident.

*The above has been transcribed by a third party service and has not been checked for accuracy.

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