(727) 381-2300 St Petersburg Personal Injury Attorneys McQuaid & Douglas

Will the insurance company do surveillance on you after a personal injury accident? That's the topic of this video. I get this question a lot by my personal injury clients, whether they're in a car accident, a truck, motorcycle or a slip and fall accident or whatever the injury may be. Uh, clients always wonder, hey, should I be worried about someone going around videotaping me? And the quick answer is no. I tell everyone, don't worry about it. Don't be paranoid, but be aware because it is a possibility in every case. So as far as personal injury cases go, if it's a minor type accident, it is unlikely that an insurance company will go out and spend money on a private investigator to follow you around. At least initially. Normally an insurance company will wait until after a lawsuit is filed after your deposition is taken. And then even maybe after mediation to go out and spend the money.

And the reason is it just costs, it costs money. And if the case is not going to, uh, proceed to a trial, they try not to spend that money. It's a, it's a sunk cost for them. But so what happens exactly in a video surveillance and what should you be looking for a while your case is progressing, whether you filed a lawsuit or whether you just simply in the preliminary stages of treatment, what they normally do is they hire a private investigator and I say they, the insurance company in the insurance defense lawyers, they'll hire a private investigator, but private investigator will drive to your home and park in the street outside of your door. So if you've got a house, there'll be outside, uh, if it's an apartment complex, they'll take up a spot somewhere with 'em, with access to your, your front door, and they'll sit there and they'll videotape you going in and out of the house.

Now, they also may follow you, once you get in a car and you go somewhere, they'll likely follow you and they'll videotape you getting out of the car and doing whatever you may be doing. Uh, normally surveillance only lasts for one day, but I've seen it lasts a couple of days. Um, at least in more severe cases. It just really depends on how much footage they're able to get. And what job that investigator does. Now, it's interesting. I said earlier that most video surveillance only takes place after a lawsuit is filed. And I, and I stand by that companies like Geico, they don't spend money upfront. The big companies they know better, but recently had Safeco insurance go out on a client who was injured, uh, his treating and he's actually a personal trainer and they set up outside of the window of his personal trainings shop and watched him interact with clients for one whole day, just filmed right through the window of his, uh, of his shop.

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